Financial Analysis

Every borrower’s situation is unique—there’s no one-size-fits-all solution. That’s why we take the time to conduct a thorough review of your current financial and loan status. Based on this personalized evaluation, we identify the government repayment or relief programs you may be eligible for and provide you with a clear, written summary of your options. From there, you get to decide which path feels right for your repayment goals. It's a simple, straightforward process designed with your needs in mind.

FREE, NO OBLIGATION CONSULTATION

Student Loan Relief Programs We Specialize In

STUDENT LOAN FORGIVENESS PROGRAMS

We help you apply for student loan forgiveness programs like PSLF, Teacher Forgiveness, and Disability Discharge—guiding you through eligibility, paperwork, and approvals to reduce or eliminate your federal student loan debt.

INCOME BASED REPAYMENT PROGRAMS

We help you navigate Income-Driven Repayment programs like IBR, PAYE, REPAYE, and SAVE—adjusting your monthly payments based on income and family size, making your student loan payments more manageable while working toward potential forgiveness.

REHABILITATION FOR DEFAULTED LOANS

We assist you in rehabilitating defaulted student loans, helping restore your loan to good standing. Our team guides you through the process, reduces the impact on your credit, and sets you on the path to repayment.

DIRECT LOAN CONSOLIDATION

We guide you through the Direct Loan Consolidation process, combining multiple federal loans into one convenient payment. This simplifies your loans, potentially lowers your monthly payment, and gives you access to more repayment options.

YEARLY RE-CERTIFICATIONS

We assist with yearly re-certifications for Income-Driven Repayment and other programs, ensuring your information is up-to-date and your payments remain manageable. Our team helps you complete the process on time, maintaining your benefits and eligibility..

100% DISABILITY DISCHARGE

We help you apply for 100% Disability Discharge, eliminating your federal student loan debt if you're permanently disabled. Our team ensures you meet all eligibility requirements and guides you through the necessary documentation for full discharge.

BORROWERS DEFENSE

We assist with Borrower’s Defense to Repayment, helping you apply for student loan forgiveness if your school misled you or violated agreements. Our team guides you through the process to potentially discharge your federal loans.

Who's This Perfect For

Public Service Workers

Low-Income Borrowers

Nonprofit Employees

Disabled Individuals

Defrauded Students

Military Service Members

Parents with Parent PLUS Loans

Teachers in Low-Income Schools

Borrowers in Long-Term Repayment

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Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

Education Relief Hub is a full-service student loan assistance firm that supports borrowers across the United States, helping with nearly any federal or state loan issue.

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Edu Relief Hub Website Disclaimer

Edu Relief Hub is a consulting agency that provides guidance and educational resources to help individuals understand and navigate student loan repayment options. We do not guarantee specific results, reductions, or approvals, as outcomes depend on individual circumstances, including eligibility requirements, timely document submission, and adherence to program guidelines. Edu Relief Hub does not assume any student loan obligations, make payments on behalf of clients, or communicate directly with loan servicers or government agencies. We do not provide legal, financial, or tax advice.

Before enrolling in any program, clients should carefully review all available information to understand the potential impact on their financial situation, including repayment terms and credit implications. For any questions, we encourage consulting with an Edu Relief Hub representative.

Testimonials Disclaimer

Statements regarding student loan relief outcomes are based on past client experiences and individual circumstances. Results vary depending on financial status, loan types, and the client’s ability to complete the required steps accurately and on time. Eligibility for programs such as Income-Driven Repayment (IDR), Public Service Loan Forgiveness (PSLF), or Total and Permanent Disability (TPD) discharge is determined by government requirements and individual qualifications.

Edu Relief Hub provides consulting and educational services only. We do not file applications, communicate with loan servicers, or submit documents on behalf of clients. Loan interest and penalties may continue to accrue until obligations are resolved.

Testimonials reflect individual experiences and are unique to each case. Some individuals may have received compensation for their honest feedback. No testimonial should be interpreted as a guarantee, promise, or indication of a specific outcome.

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